Snow Removal Insurance

Snow Removal Insurance

Contractors Insurance is an award-winning commercial insurance brokerage dedicated to providing contractors, business owners, and other professionals with comprehensive insurance plans. We’ve got you covered if you’re looking for snow removal insurance.

Heavy snowfall and ice are dangerous, which is why snow removal contractors need insurance policies to cover the various risks and hazards they encounter while on the job. These include property damage, equipment damage, vehicular accidents, and bodily injuries.

Whether you run a small snow removal business or a large-scale company, we’ll be there for your insurance needs, from negotiating premiums to filing claims. Rest assured that with Contractors Insurance, your snow removal business is in good hands!

What Is Snow Removal Insurance? 

Canadians heavily depend on snow plows during the winter. Your work matters, but managing the many risks of the job should be your priority as a snow removal contractor. 

Snow removal contractor insurance is specifically designed for snow removal businesses, both big and small. It is a bundled insurance package that helps cover costs related to damaged property, stolen tools and equipment, vehicular accidents, and third-party injuries.

Your snow removal insurance coverage may include the following:

Commercial General Liability Insurance 

Running a snow removal business is challenging given the risk of being injured when slipping on ice, or damaging property with equipment.

Commercial general liability insurance will protect snow removal businesses from financial loss associated with third-party injuries and third-party property damage as well as libel, slander, and copyright infringement.

Tools and Equipment Insurance 

Tools and equipment insurance coverage protects you from costs associated with theft, vandalism, and other types of damage, whether the unit is owned, rented, or borrowed. It could also cover expenses related to equipment breakdown or tools that get damaged by unpredictable weather.

Commercial Auto Insurance 

Commercial auto insurance is crucial for a snow removal business. It offers coverage for expenses related to bodily injuries, property damage, and related legal fees caused by your snow removal services. It can also help cover repair or replacement costs should your vehicle be involved in a damaging accident.

Commercial Property Insurance 

Commercial property insurance offers comprehensive coverage for income lost due to inaccessibility or damage to property or business interruption caused by unforeseen events, such as theft, natural catastrophes, fire accidents, and vandalism. 

Workers’ Compensation Insurance 

The snow removal industry is a high-risk sector due to the hazardous nature of snow and ice, the use of heavy machinery, and compromised visibility when it’s snowing. These situations put your employees at risk of getting injured or ill while doing their job. 

Worker’s compensation insurance provides coverage for:

• Medical expenses
• Ongoing care
• Income loss of the employee
• Disability or death benefit
• Funeral expenses

Who Can Benefit From Snow Removal Insurance? 

Snow removal contractors operating in the Greater Toronto Area can benefit from snow removal insurance. This applies no matter what your scope of snow removal services includes.

Why Is It Important for Snow Removal Contractors to Have Snow Removal Insurance? 

De-icing and snow plowing come with a unique set of perils. One wrong move could make a huge dent in your finances or put you out of business completely. Having comprehensive snow removal insurance coverage can help mitigate the risks that come with your job.

Snow Removal Insurance Claims Examples

Leading Provider of Snow Removal Insurance in Ontario 

We put our customers at the center of everything we do. Here’s why you should choose Contractors Insurance.

Personalized Insurance Plans 

We’ll customize your snow removal insurance for the specifics of your business so you only pay for what you need—no unnecessary riders.

Utmost Transparency on Coverage and Limitations 

We take a proactive approach in providing you with the details of your insurance plan. We’ll walk you through everything you need to know, including what triggers claims, how to file them, and what your insurance limits are.

Thorough and Straightforward Insurance Education 

We can be your source of unbiased information, assistance, and expert recommendations in everything insurance. Be truly empowered in making the best decisions for your business.

Frequently Asked Questions About Snow Removal Insurance

Ready to Get the Coverage You Need? 

Contractors Insurance provides high-calibre, end-to-end service. Our dedicated team of insurance experts is always ready to answer your questions, provide recommendations, and assist you in setting up your snow removal insurance package.

Whether you’re making changes to your policy or filing claims, we’re here for you every step of the way. For more information about our comprehensive snow removal insurance in Ontario and to get a quote, please contact us today!