Commercial insurance for contractors is vital to safeguard the future and longevity of your business. Commercial general liability insurance is specialized for contractors and may even be required for some industries. Learn more about the wide array of options for customizing your own contractor insurance policy.
Even the most skilled tradespeople aren’t immune to the liabilities that come along with this line of work. With our help, you can build a unique trades insurance policy that will protect you and your business from the possible risks of your profession. Find out more about which coverages you need.
For the business protection you need from common third-party risks and liabilities. Enhance your reputation and stand out from your competition when you’re protected with our customizable professional liability insurance policies. Learn more about what we can do for you and your business.
We Are Committed To Providing The Best Quality Of Service
Take your business to the next level with contractor liability insurance.
We leverage over 100 of the best insurance companies in Ontario in order to provide thousands of contractors, tradespeople, and professionals with the coverage they need in order to protect their business and assets. Thousands of contractors depend on our services to get their jobs done. It’s our mission to give you peace of mind while working, knowing you’re insulated from inevitable liabilities. Here’s how:
There’s no waiting around after submitting your initial assessment form! You’ll hear from us within a few days with your quote.
Professional Customer Service
Our dedicated team is here to support your success. With the right insurance policy, you can focus on what you do best.
Fast and Reliable Service
We pride ourselves on the quality of our work and the trust we’ve built with our customers. Have questions? We can help!
Extremely Competitive Rates
Our insurance policies are completely customizable so that you’re only paying for the coverage that you need.
You decided the coverage you want and the amount.
Commercial General Liability Insurance
Errors and Ommissions
Frequently asked questions
before buying insurance
Trades and construction jobs are some of the most dangerous in the world. Due to the highly competitive nature of the construction industry, risks such as accidents, lawsuits, and other unforeseen events can quickly drag a business down. In some cases, contractors are expected to show proof of a valid contractor insurance policy before a project begins. Risk management through contractors and trades insurance is key in order to protect your business and yourself from any legal ramifications.
Yes. Anyone working in construction or a related trade needs contractors insurance or commercial general liability insurance in order to protect themselves and/or their company from any potential lawsuits resulting in loss of finances. This type of insurance will typically cover your legal expenses in case of third-party injury, third-party property damage, and advertising/reputational injuries. No matter if you are an independent contractor or work for a large construction firm, the risks in the construction industry are inherently dangerous.
Not always. If you find yourself needing to hire a subcontractor often, you can stipulate in your policy that the third-party be covered. This is important because if the subcontractor causes damage to a customer’s property, you will be held liable. However, if the subcontractor you hired is protected under their own independent insurance, you won’t have to worry about the damages. To be as safe as possible, include a condition in your contract that all subcontractors are insured before working on a project together – it could potentially save your business.
The first step in getting a contractor insurance policy for you to understand what is generally covered in a general liability insurance plan. When you are researching contractor insurance, you will notice each insurance provider and plan is different. This is because every job has its own set of risks and specifications. By working with an experienced broker at Contractors Insurance you will be presented with a variety of insurance policies that are tailored to your unique business needs – at a competitive price.
The cost of contractors insurance will vary depending on the nature of the specific company looking to protect themselves. Generally, the higher the risk, the higher the cost of the insurance policy. However, the average cost of commercial general liability insurance is around $55 to $70 per month for a coverage limit of around $1 to $2 million.
Our Service Areas
Areas where we commonly provide insurance
No matter what the project is, there will always be a responsibility to minimize pollution levels....
An independent contractor can be either a self-employed person (i.e. professionals and tradespeople) or a business...
For various types of contractors, heavy equipment is needed to keep business operations running. Damage, theft,...
What Our Happy Clients Say About Contractors Insurance
Great place to get your contractor insurance. Can’t thank them enough for their fast And reliable service. Thank you!
Great place to get customized insurance plans for contractors across Ontario, Canada. Highly recommended! Thank you.
Thank you Contractors Insurance for providing the Trades Insurance for my business. Fast response and professional customer service!