CALL Us TODAY : 905-274-5678
Soundproofing Contractor Insurance
Contractors Insurance is an Ontario-based, award-winning commercial insurance brokerage dedicated to providing businesses and independent contractors with an extensive range of personalized insurance plans—including soundproofing contractor insurance.
Keeping your business secure should be your top priority. If you provide soundproofing solutions or operate within this industry, having customized insurance will help you focus on your daily operations without worrying about liabilities.
Whether you run a large soundproofing business or work independently, we will be there to meet your insurance needs. From negotiating premiums to filing claims, Contractors Insurance is always here to lend a helping hand!
What Is Soundproofing Contractor Insurance?
Soundproofing insurance refers to a customized insurance bundle that protects soundproofing engineers and contractors against the unique risks and liabilities that they face. Bundles typically include general liability insurance, as well as additional coverage plans tailored to their specific needs. Some of these may include:
Commercial General Liability Insurance
Running a soundproofing business is tough work. You have a responsibility not only to your clients and employees but also to keep third-party individuals and other properties safe throughout your construction work.
Commercial general liability insurance protects your business from legal claims arising from third-party bodily injury, third-party property damage, as well as libel, slander, and copyright infringement.
Commercial Auto Insurance
Providing soundproofing solutions to clients all over the city can be difficult without a company-owned car. However, unforeseen events can happen while on the road that can result in costly repairs and high medical fees.
Commercial auto insurance protects your workers and your business from financial loss by providing repairs and replacement coverage or helping pay for medical expenses in the event of a road accident. This policy also provides coverage for vehicle theft or vandalism.
Commercial Property Insurance
Whether you own your office space or rent it, you still need a risk management strategy in the event of property damage or physical loss of the building’s contents.
Commercial property insurance helps protect your finances against costs arising from theft and/or vandalism, natural disasters that damage industrial buildings and commercial spaces, or interrupt your business’s daily operations. This insurance policy also includes coverage for repair or replacement fees and lost income.
Errors & Omissions Insurance
Errors and Omissions insurance—a.k.a professional liability insurance—protects your business and employees against negligence claims while on the job. This type of policy also covers media liability or advertising injuries. However, it does not cover criminal or fraudulent acts and violations of securities.
Who Can Benefit From Soundproofing Contractors Insurance?
Soundproofing contractors insurance benefits those who assess the soundproofing needs of a given property for their clients, making design recommendations as to which materials should be used and how they should installed—all in compliance with building codes.
Why Is It Important for Ontario Contractors to Have Soundproofing Insurance?
Soundproofing is a tricky business. Whenever you’re making design recommendations for a property—especially one that someone is going to live in—there are serious consequences for making mistakes. Fortunately, soundproofing contractor insurance can protect you if and when the worst inevitably happens.
Soundproofing Contractor Insurance Claims Examples
Claims Example #1
-
You are hired to soundproof a client’s home and accidentally damage the existing drywall while working.
-
Your general liability insurance can cover the costs of repairs to fix the drywall, totalling $20,000 in fees.
Claims Example #2
-
Some of your office equipment and tools get stolen from your rented office space during an overnight break-in.
-
Your commercial property insurance can help pay for the replacement of your stolen tools and office equipment, amounting to $7,500.
Claims Example #3
-
Your employee takes the company car to do an ocular inspection of a client’s residential property. On route, they get into a serious collision.
-
The employee is found to be at fault. Your commercial auto insurance can cover the costs of repairs for the third-party vehicle, amounting to $35,000.
Leading Provider of Soundproofing Contractor Insurance in Ontario
We serve our customers first and foremost. To provide the best experience possible to our clients, we offer the following benefits:
Personalized Insurance Plans
You pay for the coverage you need without unnecessary and costly riders. We can get you started with a basic soundproofing insurance policy and recommend additional coverage depending on your business’s unique risks.
Utmost Transparency on Coverage and Limitations
We’ll walk you through the details of your insurance policy, including what triggers claims, how to file them, and what your limits are.
Thorough and Straightforward Insurance Education
We make it a priority to maintain clear communication with all the clients we serve throughout Ontario. That’s why we make it a priority to avoid confusing jargon when explaining everything our clients need to know about insurance.
Get a FREE QuoteFrequently Asked Questions About Soundproofing Contractor Insurance
This type of insurance protects against expenses related to noise control measures, especially if there is a need for the property to comply with local building codes and regulations. It can also protect against legal claims arising from noise complaints.
The typical general liability insurance policy in Ontario is estimated to cost $50 per month for a coverage limit of $2 million. However, this cost may increase as you add more policies to ensure your business is adequately protected against financial liabilities.
Ready to Get the Coverage You Need?
We have the soundproofing contractor insurance you need!
At Contractors Insurance, we specialize in putting together customized insurance plans to fit the unique needs of various types of contractor businesses in Ontario. Our dedicated team of insurance experts is always ready to answer your questions.
To get a quote or learn more, please contact us today!